The Pennybacker Program

$5,000 - $50,000

18-42 months

True Leases

Broker Option

Equipment financing for business owners that have had credit challenges or other financial difficulties in the past 

What We Need

To submit a full credit package for underwriting review, we require:

Signed Application

Credit Report

Equipment Report

3 Months Full Bank Statements

The Specifics

Challenged, subprime credit

No minimum credit score requirement

Revenue-based underwriting

New and used equipment

Vendor/dealer and private party sales

Auto-draft monthly lease payments

***Up to $100k ticket size for heavy equipment and vehicles under The Heavy Metal Program

True lease-to-own agreements with a 10% buyout at the end of the lease

Not the right program for you? Check out our other programs to find the perfect fit for your equipment financing needs.

360 Subprime

The Heavy Metal

Financing
$50,000 - $150,000

Learn More
360 Subprime

The Sale Leaseback

Financing
$5,000 - $50,000

Learn More
360 Prime

The Brooklyn

Financing
$10,000 - $150,000

Learn More
360 Prime

The Golden Gate

Financing
Up to $10mil

Learn More

Looking for more information about this program? Let us know.